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Colorado legal term

Loan finance charge in Colorado Criminal Law

Current through 2026 Colorado legislative session

In Colorado criminal law, “Loan finance charge” is a term defined by statute rather than by its everyday meaning. Its statutory definition — quoted verbatim below — controls how the term is applied throughout the Colorado criminal code.

What does “Loan finance charge” mean in Colorado criminal law?

"Loan finance charge" means the sum of all charges payable directly or indirectly by the debtor and imposed directly or indirectly by the lender as an incident to or as a condition of the extension of credit, whether paid or payable by the debtor, the lender, or any other person on behalf of the debtor to the lender or to a third party, including, but not limited to, any of the following types of charges that are applicable: (I) Interest or any amount payable under a point, discount, or other system of charges, however denominated; (II) Premium or other charge for any guarantee of insurance pr (C.R.S. § 18-15-101)

Statutes defining or using this term

Charges using this term

Related terms in the same statutes

This reference is informational and is not legal advice.