New York legal term
Personal insurance in New York Criminal Law
Current through 2026 New York legislative session
In New York criminal law, “Personal insurance” is a term defined by statute rather than by its everyday meaning. Its statutory definition — quoted verbatim below — controls how the term is applied throughout the New York criminal code.
What does “Personal insurance” mean in New York criminal law?
"Personal insurance" means a policy of insurance insuring a natural person against any of the following contingencies: (a) loss of or damage to real property used predominantly for residential purposes and which consists of not more than four dwelling units, other than hotels, motels and rooming houses; (b) loss of or damage to personal property which is not used in the conduct of a business; (c) losses or liabilities arising out of the ownership, operation, or use of a motor vehicle, predominantly used for non-business purposes; (d) other liabilities for loss of, damage to, or injury to p (N.Y. Penal Law § 176.00)
Statutes defining or using this term
Related terms in the same statutes
This reference is informational and is not legal advice.