New York statute
N.Y. Penal Law § 176.20 — Insurance fraud in the third degree
Current through 2026 legislative session (LBDC text via OpenLegislation as of 2026-07-17)
Part of Article 176: Insurance Fraud, New York Penal Law.
Criminal charges under this statute
Full text of N.Y. Penal Law § 176.20
Statutory text current through the 2026 legislative session (LBDC text via OpenLegislation as of 2026-07-17). This publication reproduces the text of the Consolidated Laws of New York as provided by the New York State Senate's Open Legislation service (Legislative Bill Drafting Commission statutory text); it is not the official statutes of the State of New York.
176.20 Insurance fraud in the third degree.
A person is guilty of insurance fraud in the third degree when he
commits a fraudulent insurance act and thereby wrongfully takes, obtains
or withholds, or attempts to wrongfully take, obtain or withhold
property with a value in excess of three thousand dollars.
Insurance fraud in the third degree is a class D felony.
Official sources
Legal terms used in this section
Questions this section answers
What class of felony is insurance fraud in the third degree in New York?
Insurance fraud in the third degree is a Class D Felony in New York under N.Y. Penal Law § 176.20.
Which New York statute covers insurance fraud in the third degree?
Insurance fraud in the third degree is governed by N.Y. Penal Law § 176.20 (Insurance fraud in the third degree).
This reference is informational and is not legal advice.